When you consider the fact that 1 in 20 homes will file a homeowners insurance claim each year then expect a lot of claims. With these numbers and knowing that these claims are filed in response to experienced needs, like property damage or loss, it’s easy to see why Washington homeowners insurance is so important. When seeking for the best homeowners insurance companies in Washington, go for a company that provides coverage for the local natural disasters such as earthquakes, floods and landslides. And as a result of the Cascadia subduction zone, Washington state has the second highest risk for earthquakes.
We made a thorough analysis of the best homeowners insurance in Washington and United States to help you find the coverage you need.
Best homeowners insurance companies in Washington
These best Washington homeowners insurance companies were selected based on a combination of third party ranking systems including the J.D. Power and Associates customer satisfaction report for homeowners insurance, AM Best and the Better Business Bureau and every of these insurance provides insight into a different element of the homeowners insurance company.
The Allstate Homeowners insurance was picked as top 1 for its ratings from AM Best and the BBB, along with its community investment projects and its extensive spread of insurance products. They offers many insurance products like identity theft protection, snowmobile, pet, retirement and savings and landlord insurance.
Amica Mutual homeowners insurance has the best ratings overall from J.D. power, AM Best and BB making it number one on our list. They have several insurance products, including auto, home, codo, renters, umbrella, motorcycle, life, retirement, event and small business coverages.
Due to the numerous discounts and higher ratings from AM Best and the BBB, ASI Progressive made it into our top five best homeowner insurance companies. ASI insurance company offers home, condo, renters, seasonal, umbrella and flood coverage.
They made the cut due to its high rating with the BBB, excellent rating with AM Best and its extensive options for both coverage and discounts. Farmers insurance also offers auto, home, renters, landlord, life, business, motorcycle and recreational insurance.
Between its excellent ratings from our third-party evaluators, its strong agent representation in Washington and its policy add-on options, State Farm came in second. This insurance offers the coverage for disability, liability and small business insurance